Are you a 1099 contractor, freelancer, or travel nurse looking to keep more of your money and protect yourself legally? Then it’s time to learn how to form an LLC online — and don’t worry, it’s much easier than you think.
In this guide, we’ll walk you step-by-step through the fastest and simplest way to set up an LLC using an online agent. No legal jargon, no stress. Just clear steps anyone can follow — even a 5th grader.
What Is an LLC and Why Do You Need One?
An LLC (Limited Liability Company) is a simple business structure that helps protect your personal assets and offers major tax advantages.
If you’re:
- A travel nurse on 1099 contracts
A self-employed professional
A side hustler or entrepreneur
…then forming an LLC can help you:
- Keep more of your income by writing off business expenses
- Protect your personal assets (like your home and savings)
- Look more professional when dealing with clients or agencies
Step-by-Step: How to Form an LLC Online
Step 1: Choose Your LLC Name
Pick a business name that:
- Is unique in your state
- Ends with “LLC” or “Limited Liability Company”
You can check name availability on your state’s website or let your online agent do it.
Step 2: Pick a Reputable Online LLC Registration Service
To make your life easier, use an online company that files your LLC paperwork for you. The best LLC formation services in 2025 include:
- LegalZoom – most well-known
- Incfile – free basic LLC filing
- Bizee (Inc Authority) – great value
- Northwest Registered Agent – best privacy
Doola – great for international founders
These services handle all the legal work so you don’t have to.
Step 3: Fill Out a Simple Form Online
Your online agent will ask:
- Your business name
- The state you want to register in
- Your address and contact info
- Who owns the LLC (that’s you!)
The form takes about 10 minutes.
Step 4: Let Them File With the State
The LLC service will:
- Prepare and file your Articles of Organization
- Pay your state filing fee (you’ll cover this — usually $50–$300)
- Submit everything to the state
You just wait for approval, which can take a few days to 2 weeks depending on your state.
Step 5: Get Your EIN (Tax ID)
Once your LLC is approved, you’ll need an EIN (Employer Identification Number) from the IRS. It’s free and required to:
- Pay taxes
- Open a business bank account
- Invoice clients
Most online agents will get your EIN for you, or you can apply at IRS.gov.
Step 6: Open a Business Bank Account
Keep your business and personal money separate. Bring your:
- LLC documents
- EIN confirmation
- ID
Ask for a business checking account. Many banks have zero-fee options.
Step 7: Track Your Business Expenses
Now that you’re an LLC, you can write off your expenses:
- Travel and meals
- Phone and internet bills
- Laptop, software, and scrubs
- Even streaming services (if used while traveling for work)
Use tools like Keeper Tax, QuickBooks, or even a spreadsheet. This will help you save thousands during tax season.
How Much Does It Cost to Form an LLC Online?
State filing fee: $50–$300 (depends on your state)
LLC agent fee: $0 to $150+ (depending on features)
EIN: Free (included with many services)
Total: You can start your LLC for under $200.
Why Use an Online LLC Service Instead of Doing It Yourself?
- Saves time and paperwork
- Avoids mistakes with legal forms
- Comes with support, reminders, and extras (like EIN + Operating Agreement)
Final Thoughts: Starting an LLC is the Smartest First Move
Whether you’re a travel nurse tired of W-2 taxes, a freelancer taking 1099 gigs, or launching your own hustle, forming an LLC online is the first real step to financial freedom.
It’s fast, easy, and protects you.
So don’t wait — pick your name, choose your LLC agent, and start building your business today.
Recommended: Start With One of These Agents
Want the highest-paying RN gigs? Download the SkillGigs app now and get your dream high-paying gigs in a minute.
